The U.S. Department of Health and Human Services says that the likelihood of anyone who reaches the age of 65 needing long-term healthcare services is about 70%.
For individuals, the potential cost of long-term care is one of the leading sources of anxiety for those age 40. Many have no plan to finance long-term healthcare, and with even a modest income and assets, they’re ineligible for Medicaid. This raises the question, is now the right time for employers to add long-term care insurance to their benefits package?
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